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What if the defendant doesn have insurance?

April 26, 2017defendant Insurance

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What if the defendant doesn have insurance?

1 Answer

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The best protection against drivers with no or little insurance is to have what is called “Underinsured or Uninsured motorist coverage.” (UM/UIM) Your insurance company offers this coverage by law. We have seen tragic situations where a person comes to us for help after being injured by a person with no insurance, only to discover that they also have no Underinsured/Uninsured motorist coverage. That is a tough situation to be in. 99% of the time when a person receives compensation for accident injuries, it is from insurance. Simply put: carry Underinsured/Uninsured motorist coverage.