What if the debtor is temporarily unable to make the chapter 13 payments?
ANSWER – If the debtor is temporarily out of work, injured, or otherwise unable to make the payments required under a chapter 13 plan, the plan can usually be modified so as to enable the debtor to resume the payments when he or she is able to do so. If it appears that the debtor’s inability to make the required payments will continue indefinitely or for an extended period, the case may be dismissed or converted to a chapter 7 case.
If the debtor is temporarily out of work, injured, or otherwise unable to make the payments required under a chapter 13 plan, the plan can usually be modified so as to enable the debtor to resume the payments when he or she is able to do so. If it appears that the debtor’s inability to make required payments will continue indefinitely or for an extended period, the case may be dismissed or converted to chapter 7.
If the debtor is temporarily out of work, injured, or otherwise unable to make the payments required under a chapter 13 plan, the plan can usually be modified so as to enable the debtor to resume the payments when he or she is able to do so. If it appears that the debtor’s inability to make the required payments will continue indefinitely or for an extended period, the case may be dismissed or converted to a chapter 7 case. 36.What is the role of the debtor’s attorney in a chapter 13 case? The debtor’s attorney performs the following functions in a typical chapter 13 case: (1) Examining the debtor’s financial situation and determining whether a chapter 13 case is a feasible alternative for the debtor, and if so, whether a single or a joint case should be filed. (2) Assist the debtor in obtaining the required prebankruptcy briefing on budget and credit counseling. (3) Assisting the debtor in the preparation of a budget. (4) Examining the liens or security interests of secured creditors
If the Debtor is temporarily out of work, injured, or otherwise unable to make the payments required under a Chapter 13 plan, the plan can usually be modified so as to enable the Debtor to resume the payments when he or she is able to do so. If it appears that the Debtor’s inability to make the required payments will continue indefinitely or for an extended period, the case may be dismissed or converted to Chapter 7. top 38. What if the Debtor incurs new debts or needs credit during a Chapter 13 case? Only two types of credit obligations or debts incurred after the filing of the case may be included in a Chapter 13 plan. These are: (1) debts for taxes that become payable while the case is pending; and (2) consumer debts arising after the filing of the case that are for property or services necessary for the Debtor’s performance under the plan and that are approved in advance by the Chapter 13 Trustee. All other debts or credit obligations incurred after the case is filed must be paid b
