What if the debtor is temporarily unable to make chapter 13 payments?
If the debtor is temporarily out of work, injured, or otherwise unable to make payments required under a Chapter 13 plan, the plan can usually be modified so as to enable the debtor to resume the payments if he or she is able to do so within a reasonable time. If one of these situations arises in your case, please contact our office immediately. The sooner we are aware of a problem, the quicker we can take action to resolve the matter. If it appears that the debtor’s inability to make the required payments will continue indefinitely or for an extended period, the case may be dismissed or converted to a Chapter 7, if the debtor qualifies.
If the debtor is temporarily out of work, injured, or otherwise unable to make the payments required under the Chapter 13 Plan, the Court may suspend the payments for a short while until the debtor is able to resume the payments. If that happens, the plan is normally extended for the debtor to make up the missed payments. If a debtor is unable to make the payments for an extended period, the case may be dismissed, or the debtor may be able to modify the payment schedule or convert the case to a Chapter 7. (You must let us know immediately if you cannot make a scheduled payment.
If the debtor is temporarily out of work, injured, or otherwise unable to make the payments required under a chapter 13 plan, the plan can usually be modified so as to enable the debtor to resume the payments when he or she is able to do so. If it appears that the debtor’s inability to make the required payments will continue indefinitely or for an extended period, the case may be dismissed or converted to a chapter 7 case.
