What if the cause of a traffic accident is not clear?
It is sometimes difficult to say that one particular act caused an accident. This is especially true if what you claim the other driver did is vague or seems minor. But if you can show that the other driver made several minor driving errors or committed several minor traffic violations, then you can argue that the combination of those actions caused the accident. Special Rules for No-Fault Policyholders Almost half the states have some form of no-fault auto insurance, also called personal injury protection. (See “Automobile Insurance FAQ”.) In general, no-fault coverage eliminates injury liability claims and lawsuits in smaller accidents in exchange for direct payment by the injured person’s own insurance company of medical bills and lost wages — up to certain dollar amounts — regardless of who was at fault for the accident. No-fault coverage often does not apply at all to vehicle damage; those claims are still handled by filing a liability claim against the one who is responsible fo