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What if the at fault partys insurance limits are not sufficient to cover my property damage or my injuries?

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What if the at fault partys insurance limits are not sufficient to cover my property damage or my injuries?

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You could file a claim on your uninsured / under-insured motorist coverage for the difference. You could also file your vehicle damages on your collision coverage and let your insurance company subrogate and recover the damages paid out. Remember, if you have PIP coverage you can use this for your medical bills and loss of earnings.

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