What if the at fault driver doesnt have adequate car insurance?
A. South Carolina law mandates that everyone with a valid driver’s license and who drives a vehicle on South Carolina roadways have minimum limits of insurance and Uninsured insurance (UM). Uninsured insurance covers you for instances when the other car has no insurance. This would be an instance where you having paid your premiums to your insurance finally pays off in rewarding you for someone else’s stupidity and your responsibility. There are also additional forms of insurance you may or may not be aware that you have such as PIP & UIM.
