What if the applicant has housing related debt?
If the applicant has a housing related debt, such as rent arrears with a housing association, a local authority or a private landlord, which is more than 1 months rental charge their application will be deferred. This means they will not be eligible to be offered housing for 6 months. If the applicant has a homeless priority their application will be made live. However they will be strongly encouraged and advised to set a repayment plan to address their outstanding arrears.
Related Questions
- If the applicant presently resides in subsidized housing, do we consider the total rent or the amount of rent that is actually paid by the applicant when determining the rent to income ratio?
- Can an applicant enter this program to receive budget counseling services only and wait to obtain housing until he/she is ready?
- How much mortgage debt can an applicant afford?