What if my community chooses not to participate in the National Flood Insurance Program?
Flood insurance is not available to residents of communities that don’t participate. Also, if a presidentially declared disaster due to flooding occurs in a non-participating community, no federal financial assistance can be provided for the permanent repair or reconstruction of insurable buildings in Special Flood Hazard Areas (SFHAs). Your local USA Insurance.com agent, or community officials can inform you whether or not your community is participating in the NFIP.
Related Questions
- My property lies in a regulatory floodplain, but my community does not participate in the National Flood Insurance Program. Am I prohibited from purchasing flood insurance?
- What if my community chooses not to participate in the National Flood Insurance Program?
- Does Chatham County participate in the National Flood Insurance Program?