What if Im Self-Employed, a Contract-Worker or a Houseperson?
Income Protection Insurance is available for employed individuals, self-employed individuals, contract workers and housepersons. Employed workers base their benefit on their gross annual salary, this will need to proved in the event of a claim. Self employed workers will need to base a benefit on their pre-tax profits from their business after deduction of trade expenses. Upon event of a claim they would need to prove this income. We recommend that contract workers and housepersons check the key features of their chosen policy to ensure they are happy with the cover offered. It is also recommended that they speak to one of our qualified advisors before completing the cover.
