What if I’m in a motor vehicle accident? What insurance applies?
If you are in a motor vehicle accident and it involves your work the first thing you must do as soon as your can is report the accident to your employer. Different laws apply to different vehicles, however; Florida’s Workers Compensation Act provides for the primary insurance for the accident and your recovery, lost wages and care. Many attorneys who advertise themselves as “Personal Injury Attorneys” will miss this or may intentionally avoid the Workers Comp issues because they do not understand them. We think this is wrong. It is important that if you’re injured the in motor vehicle accident that one elects to have medical treatment under Florida’s Workers Compensation Act since the amount of medical coverage is unlimited. Unlike the PIP/No Fault benefits, which max out at $10,000, your medical benefits for Workers’ Compensation are potentially unlimited for you as an individual. Moreover, if the accident involves the negligence of another person, if you treat under Florida’s Workers
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