What If Identity Theft And Fraud Prevention Doesn Work?
So your wallet was stolen or you gave out information that was intercepted online and now you’ve found yourself the victim of identity theft. Or maybe you were diligent in your safeguards and someone still managed to get your personal information. What do you do? Well, don’t panic–you’re not alone. More than nine million people just like you were in the same boat in 2004 alone. Start the repair process by calling vital agencies first. This list should start with one of the major three credit reporting bureaus: Experian, Equifax, or TransUnion. Don’t worry about calling them all–a call to one is a call to all, as they share information uniformly now. Write a letter requesting a free copy of your credit report and cc a copy to all three agencies to help you monitor any activity. Then, contact your credit card companies and alert them that your information has been compromised, even if your cards weren’t stolen. If the imposter got a hold of your SSN along with your birth date and addre