What if I want to purchase an item that costs more than the balance on my Navy Federal Visa Gift card?
To make a purchase in an amount greater than the available balance, you will need to use a second form of payment (credit card, debit card, cash or check) to cover the difference. When ready to make your purchase, tell the cashier in advance the amount you would like applied to your Navy Federal Visa Gift card. The balance will then need to be paid with the second payment method.