What if I want to obtain specialized treatment from a specialist who is affiliated to HMO program?
Ans: There are two ways to overcome this problem. First is that you have to bear all expenses on acquiring such specialized treatment from a specialist who is not affiliated to the program. Secondly, you can ask your primary health provider for referral to the specialist. If he does not refer you, you can consider of changing your primary health provider to another, who you think will do the needful.
