What if I have lost my bank statements / dont have bank statements?
Not all lenders require bank statements. Some lenders may need to see bank statements in order to approve you for a loan. If you have bad credit the lender will not be relying on a credit check so the approval will be based on the incomings and outgoings in your bank account, in order to assess whether you will be able to repay the loan bank statements may be required by the lender. Therefore, if statements are requested and you dont have any, you would have to either print off bank statements from Internet banking or request reprints of the last 2 bank stamens from your bank branch.