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What if I don know the exact number of teams (or participants) that will be participating prior to applying for coverage?

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What if I don know the exact number of teams (or participants) that will be participating prior to applying for coverage?

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Very few sports organizations know the exact number of teams (or participants) prior to the application process. It is suggested that you complete the application based on your best guess estimates and pay the appropriate premium amount. Once we have processed your paperwork, we will mail an Add/Delete form that will allow you to adjust your figures after your roster has been finalized. If you initially underestimated the number of teams (or participants), an additional premium will be owed with the Add/Delete form. On the other hand, if you initially overestimated the number of teams (or participants), you will receive a refund after forwarding your Add/Delete form to Sadler & Company.

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