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What if I do not have the points required to avail FTO of a particular reward, can I calculate the difference and make the payment?

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What if I do not have the points required to avail FTO of a particular reward, can I calculate the difference and make the payment?

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A. The combination of points and rupee payment required are fixed for the rewards offered on FTO. You are required to have the exact amount (if not more) of Fortunes rewards points mentioned under FTO against a respective reward. If you do not have sufficient points, the difference cannot be paid through cash.

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