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What if I do not agree with the settlement offered by the insurance company, particularly the market value amount for my totaled vehicle?

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What if I do not agree with the settlement offered by the insurance company, particularly the market value amount for my totaled vehicle?

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A. Ask the adjuster to explain how the settlement amount was derived. If you still disagree, the personal auto policy allows you to demand an appraisal of the loss. There is a specific provision in the policy for appraisal which lists the responsibility of both parties.

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