What if I decided to not pay my credit card debt, besides bad credit?
People sometimes fall on hard times it depends on how you racked up the credit card, medical bills, financial problems, loss of life, or job and that is not stealing people sometimes give advice here but if they havent gone thru the same situation how do they know what youre feeling. Im in the same boat but I did something about it (let me give you the scenario, I lost my job, divorce, sickness for 2 years radiation, quemo, child in college, couldnt pay medical bills, mother got alzheimers more bills, you try and make ends meet lost all savings that I had making the minimum payments but as soon as you miss 1 single payment youre screwed, I had an 800 credit score, they raised all my credit cards to 19,20,22 even 29% you call them, they dont care, they wont listen to you, and I didnt owe that much but without a job theres not much you can do, so it depends if you cant even make the minimum payments, please please dont do debt consolidation, theyre ripoffs, I tried to do it and they stol
