What if I decided that I want to be in a Chapter 7 fresh start bankruptcy after filing a Chapter 13 bankruptcy?
In Chapter 13 bankruptcy, you have the absolute right to convert to a Chapter 7 bankruptcy at any time for any reason. How often can a Chapter 13 bankruptcy be filed? The six-year waiting period in Chapter 7 does not apply to Chapter 13 bankruptcies. There is no waiting period in Chapter 13 bankruptcy; however, if you have filed a bankruptcy petition in Chapter 13 that was voluntarily dismissed, or dismissed with prejudice, you will not be able to re-file a Chapter 13 petition for six months from the dismissal date. When and how are the creditors notified of the bankruptcy filing? When you file for bankruptcy, the Court will send an order to all the creditors listed in the creditors matrix filed with the Court. This order forbids your creditors from taking any action to collect a debt. After retaining our office, we will provide you with a standard form letter on our letterhead that you should mail to your creditors. This letter notifies your creditors that you have an attorney represe
Related Questions
- I received a discharge in a Chapter 7 Bankruptcy, but some debts that could not be discharged remain. Can filing a Chapter 13 help me with these debts?
- What if I decided that I want to be in a Chapter 7 fresh start bankruptcy after filing a Chapter 13 bankruptcy?
- What is the difference between Chapter 7 and Chapter 13 when filing for bankruptcy?
