What if I am applying manually and have lost my bank statements / dont have bank statements?
You could try to fully apply online. If you are applying manually we need to see bank statements in order to approve you for a loan. Because we will not be carrying out a credit check, the approval will be based on the incomings and outgoings in your bank account, in order to assess whether you will be able to repay the loan. As such, bank statements are essential in a manual application, and have to be the 2 most recent statements. Therefore, if applying manually and you dont have bank statements, you would have to either print off bank statements from Internet banking (if you belong to any bank other than Halifax / Bank of Scotland) or request reprints of the last 2 bank stamens from your bank branch.
