What if I already have prescription drug coverage from a Medigap (or supplemental insurance) policy?
If you get your Medicare health care from the Original Medicare Plan, you may have a Medigap (Medicare supplement insurance) policy to pay the gaps in Original Medicare Plan coverage. Medigap policies only work with the Original Medicare Plan. You don’t need to buy a Medigap policy if you are in a Medicare Advantage Plan. If you have a Medigap policy with drug coverage, you will get a detailed notice from your insurance company telling you whether or not your policy covers as much or more than a Medicare prescription drug plan. This notice will explain your rights and choices.
