What if Howard or Devang gets hit by a truck?
To be completely frank, we are not yet 100% redundant but we are working towards that and we hope that we can change this answer soon. Most of the risk comes from Howard being the main architect of the application and his understanding of the code base being substantially deeper than Devang’s. From a legal and financial perspective, we have already put in place measures to guarantee continued operations, should one of the principals be affected by an unfortunate event. We are conscious that some risky activities can put everyone in jeopardy and we refrain from all such activities (yes, Howard has given up scuba diving!).