What if an individual is denied the subsidy?
An individual who was denied the subsidy may appeal the decision. The Department of Labor (DOL) will handle all appeals which relate to the private sector employer plans and if denied you will need to submit your appeal for the DOL on a U.S. Department of Labor application form, available at www.dol.gov/COBRA. These forms can be completed online or mailed or faxed as the instructions indicate on the form. The Department of Health and Human Services (HHS) will handle appeals for the Federal, State and local governmental employees. You will need to contact HHS in order to get the appropriate form for the appeal process. However, before filing an appeal, you may wish to speak with an Employee Benefits Security Administration Benefits Advisor at 1.866.444.3272 regarding your specific situation.
