What if a loan keeps appearing on a credit report that was awarded to an ex-spouse in a divorce?
If an account was awarded to a borrower’s spouse through a divorce, yet it is still on the credit report, we cannot remove it. If we are provided with evidence, we can add a footnote on the account that reads, “Borrower is not responsible for account per divorce decree.” Borrower will need to dispute this through the Bureaus.
Related Questions
- Must a state require loan originator license applicants to furnish to the NMLSR fingerprints and authorization to obtain a credit report to the NMLSR?
- Does my divorce decree protect me if my ex-spouse has filed for bankrupcy and she has listed me as a co-signer on a Schedule D?
- What if a loan keeps appearing on a credit report that was awarded to an ex-spouse in a divorce?
