What if a husband and wife are both railroad employees?
If both the husband and wife are qualified railroad employees and either had some railroad service before 1975, both can receive separate railroad retirement employee and spouse annuities, without a full dual benefit reduction. But, if both the husband and wife started railroad employment after 1974, only the railroad retirement employee annuity or the spouse annuity, whichever he or she chooses, is payable. 11. Are railroad retirement annuities subject to garnishment or property settlements? Certain percentages of any railroad retirement annuity (employee, spouse or survivor) may be subject to legal process (i.e., garnishment) to enforce an obligation for child support and/or alimony payments. Also, with the exception of the tier I portion of a railroad retirement annuity, all other portions of an employee’s annuity are subject to court-ordered property settlements in proceedings related to divorce, annulment or legal separation. 12. How can a person get more information about railroa
