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What homeowner coverages are provided for a college student living on or off campus?

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What homeowner coverages are provided for a college student living on or off campus?

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Assuming the student is still an insured under the policy (has not established a permanent residence away from the home described on the policy), then both liability and property coverages are extended. The policy limit for Personal Property away from the described premises (home) is 10% of the Coverage C.

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