What hearings are required in court?
Generally, the only hearing that is required is a meeting of creditors where everybody to whom you owe money has the right to be present and ask you questions for approximately five minutes. This hearing does not take place in court. Instead, it takes place in the Trustee’s meeting room. In the vast majority of the cases, no creditors show up since it is generally a waste of time for them to do so. When your bankruptcy petition is filed with the court a trustee will be appointed. A trustee is simply a person, not a judge, whose task it is to inquire as to any assets that you may own. Prior to the meeting of creditors, the trustee will have reviewed your tax returns for the last four years and possibly your canceled checks for the last twelve months in order to see if you have hidden any property. If you have nothing to hide, then this meeting should not cause you any concern. 6. I purchased furniture from Rooms To Go and instead of using my Visa card I used their “in store” credit card
