What health services are covered by a QSHIP plan?
Student health plans are required to provide reasonably comprehensive coverage of health services, including preventive and primary care, emergency services, surgical services hospitalization benefit, ambulatory patient services, and mental health services. QSHIP plans offered by Massachusetts insurance carriers must include all benefits mandated by Massachusetts law. If the school’s QSHIP plan limits benefits per illness or accident, the maximum aggregate indemnity to be paid for all benefits for each physical or mental illness or accident must be at least $50,000 for each year.
