What Happens When Being Sued for Credit Card Debt in Texas?
Credit card debt is unsecured debt, meaning that the creditor cannot take away your home or other property if you do not pay the debt. In Texas, credit card companies can sue delinquent debtors for the amount of the debt plus attorney costs. However, under most circumstances, creditors cannot garnish debtors’ wages and must reclaim the debt another way even if they get a judgment in court. Consult your attorney about your options if your credit card company sues you for nonpayment of debt.
