What happens to my auto insurance policy on July 1, 2003?
The current no-fault law expires on July 1, 2003. That means that all policies that are issued or renewed on or after that date will be written as tort policies. However, if you have a policy that was written before that date but expires after that date, you will still receive the benefits of your “no-fault” policy. For example: Mary has a no-fault policy that was issued on April 15th and expires on October 15th. She is injured in an accident on August 20th. Her medical and rehabilitation expenses will be paid under her no-fault auto insurance policy, regardless of the fact that the no-fault law expired on July 1st. These benefits will be paid regardless of who was at fault in the accident.