What happens to health coverage if employees are not working and unable to pay their share of premiums?
In the normal course of events, health coverage will cease when premium amounts are no longer paid. However, several actions might be taken that would allow coverage to continue. First, the insurer providing the health coverage may voluntarily continue the coverage while the disaster is sorted out and the employer reopens its doors. More likely, the employer may make an arrangement with the insurer providing health coverage to pay the employees portion of premiums to keep coverage in place (at least temporarily) and possibly until the employer can reopen its doors. Each situation will be different, depending upon the insurer and the relationship between the employer and the insurer. Therefore, each fact situation will have to be individually investigated.
Related Questions
- One of our employees has been out of work for awhile. Can we continue to pay health and welfare contributions for him to keep his medical coverage?
- What happens to health coverage if employees are not working and unable to pay their share of premiums?
- What are the monthly premiums for individual and family health coverage for full-time employees?
