What happens to a gift if the beneficiary dies?
If a chosen beneficiary predeceases you or does not reach the age of entitlement you select in your will, then you can make provision in the will for who would receive the gift in their place. For example, you may wish your estate to be divided equally between all of your children but wish that the share of any who predecease you is re-divided amongst the survivors. Alternatively you may wish for the spouse or children of your deceased child to inherit his or her share instead.