What happens if there is any accession to the property during the period of mortgage?
Accession is basically the process of increase by addition. The mortgagor is entitled to any accession to the mortgaged property during the continuance of the mortgage unless there is a contract to the contrary. However the mortgagor cannot claim it if the addition has been acquired by the mortgagor at his own expense and if it is possible of separate possession and enjoyment. He will have to pay the mortgagee if wishes to acquire the same. Otherwise if the addition was such that it was necessary or done with the mortgagor’s consent the mortgagor will have to compensate the mortgagee for the same.
