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What happens if there are insufficient funds to make a payment?

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What happens if there are insufficient funds to make a payment?

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The payment is returned, overdraft fees will apply and your SBC Billpay privileges will be temporarily suspended. If there are not sufficient funds in your Account to cover these fees and charges, we may charge or off set these fees and charges against all of the funds in any Account in which you have an interest. Please see your Account disclosures for other charges that may apply to your accounts.

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