What happens if there are insufficient funds in my account to cover the BillPayer payment?
f the payment would overdraft your account, we will be unable to process the Payment Request and you will be charged the normal fee for ‘not sufficient funds’ or overdraft transfer fee just as you would if you had used a check on your account and had insufficient funds. The item will not be reprocessed. You will need to initiate a new payment to the payee.
If the payment would overdraft your account, we will be unable to process the Payment Request and you will be charged the normal NSF or Overdraft fee as you would if you had used a check on your account and had insufficient funds. The item cannot be reprocessed: you will need to initiate a new payment to the merchant. If your finances are tight, you may want to consider a loan or line of credit. **Please note: You are ultimately responsible for managing the funds in your account.
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