What happens if the person that caused the accident does not have insurance?
This is not a wise determination to be made simply by reviewing the police report. There are other avenues that must be investigated to properly determine if the other party in fact does or does not have insurance coverage. Often if there is no insurance information listed on the police report the attorney’s office is able to obtain that person’s insurance information or determine if there is insurance. However, if you have uninsured motorists coverage on your policy you may be able to recover from your own insurance company for the accident.