What happens if the customer purchases Cargo Property Insurance?
If the customer purchases Cargo Property Insurance through the WCA Family Risk Management program, then they should receive the value of their loss quickly and regardless of who was actually liable for the loss. The Cargo Insurer will not pursue the Freight Forwarder for the loss. If the customer purchases separate Cargo Property Cover, not thru the WCA Family Risk Management program, then they will receive the value of their loss from their own Cargo Insurer. However, their Cargo Insurer may then make a claim against you for your liability under the contract with the customer. This claim will be covered by the WCA Family FSL program. If you are a regular user of the WCA Family Risk Management Cargo Program you can obtain a discount on your first FSL renewal premium – contact WCA Family Risk Management for details.
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