What happens if someone totalled my car, and I owed more than it was worth?
The bank is going to expect to be paid no matter what happens to you or your car. If you owe more than it’s worth, that’s all on you. Just make arrangements with your leinholder to pay off the balance. P.S: to the idiot that’s telling you to ‘lie’ about your injuries and ‘threaten’ to sue, you have no clue what you’re talking about. Insurance companies handle morons like this every day and know how to deal with them. They also have an army of their own lawyers and investigators to boot — so my advice is to be honest and don’t be dumb enough to cop an attitude.
