What happens if I’m not sure about this service or if I don’t opt-in to Debit Card/ATM Overdraft Coverage?
A. If you do not opt-in, your debit card authorizations and ATM transactions will be declined in most cases if there are insufficient funds in your account when you make a purchase or withdraw cash with your debit card or ATM card. To determine whether Debit Card/ATM Overdraft Coverage is right for you, we encourage you to visit your local Apple Bank branch and speak to a banker, or call CustomerLine at 914-902-2775 before making your decision.
Related Questions
- If I don’t sign up for Courtesy Pay overdraft protection, when will you stop covering my ATM withdrawals and one-time debit card purchases?
- If I have the SureLine authorized line of credit, do I still need Debit Card/ATM overdraft coverage?
- Is debit card/ATM overdraft coverage a separate line of credit?
