What happens if I should die while Long Term Disability insurance benefits are payable?
Should you die while receiving benefits, a lump sum equal to three times your LTD benefit is payable to your surviving spouse or dependent child(ren). However, no survivorship benefit will be payable under either Retirement Supplement plan. Do I have to pay premiums while I am Disabled? Premium payments are not required once your benefit begins or while you are completing the Benefit Waiting Period if your pay status ends. Does this coverage continue while I am on paid leave? Yes, provided you continue any required payroll deductions. For employers who work in an institutional year or career seasonal position, coverage continues between periods of active employment.
