What happens if I reachmy deductible?
If your medical bills for the calendar year exceed the deductible of your HSA insurance policy, the policy will pay the balance of the expenses at the co-insurance rate which is normally 100% on most of the HSAs we offer. Generally, you are fully covered for medical expenses over the amount of your Texas HSA policy deductible while using the funds set aside in your account to cover expenses prior to meeting your deductible.