What happens if I have the overdraft protection from my Regular Savings and I overdraw my checking balance but no funds are available in my Regular Savings to cover the clearing check(s)?
If no funds are available in your Regular Savings and you’ve opted in for Vantage to authorize and pay overdrafts, if you qualify, Courtesy Pay will cover the overdrafts up to $500 after first deducting our standard NSF Fee for each overdraft transaction. If the options mentioned above are not available, or have been exhausted, the outstanding items can’t be processed and will be returned. This will result in a fee(s) assessed for these items.
