What happens if I have an Overlimit Transaction?
You must pay the balance of your account that is over your credit limit right away, but your APR and the other terms of your account will not change as a result of any Overlimit Transaction. We will charge you an Over-the-Credit Limit fee only if you have told us that you want Overlimit Transactions on your account. You may authorize Overlimit Transactions by calling Customer Service at 1-800-239-5175.