What happens if I drive without insurance?
On One Hand: Heavy FinesDriving without insurance carries a heavy fine in most states. For example, the fine in South Carolina is up to $550. A motorist who is insured but is driving without proof of that insurance in the car can also be ticketed. This fine is in addition to any other fines levied for the violation that got you pulled over in the first place.On the Other: Further PenaltiesMany states require further action against any motorist caught driving without insurance. If a motorist does not provide proof that she has purchased insurance by a certain deadline, her license and registration can be suspended without appeal. In South Carolina, a motorist driving on a canceled policy will face suspension of his vehicle registration for all vehicles formerly on the policy.Bottom LineDriving without insurance is a very risky proposition. In most states, you can lose your license and registration.