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What happens if I dont have enough money in my account to cover a bill payment?

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If funds are not available when your bill payment tries to clear your account, your bill will not be paid and your account will be charged an NSF or Overdraft fee.

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If your account has insufficient or uncollected funds, the payment will not be completed. The system will not attempt to process the payment request automatically at a future date when there are sufficient funds in the account you will be required to re-submit a new bill payment. You will be notified through the WinOnLine Mail Box function that a transaction was unable to be processed. However, if your checking account is protected with deposit to deposit overdraft protection, we will automatically transfer available funds from your statement savings or money market account to cover the scheduled payment.

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