What happens if I am physically unable to attend the 341 meeting of creditors?
In certain limited circumstances, the United States trustee’s office will allow a waiver of appearance upon request based on physical disability or unavailability due to geographical consideration due to employment. It is important to understand that a waiver of appearance is only allowed in very exceptional circumstances. Normally, this requires a doctor’s order or a letter from your employer and, even then, the request for waiver is routinely denied. You should expect to be required to appear at the 341 meeting of creditors. What if I miss the originally scheduled 341 meeting? The trustee will issue a show cause order to you requesting you to explain your non-appearance and will reschedule the meeting for another date. If you miss the second meeting, your case will be dismissed. What if I do not want my house or car loan creditors notified of the bankruptcy? This is not possible. These creditors are required to be listed as debts in your bankruptcy schedules. These creditors will, th
