What gets repaired?
There are five major components of the credit report that determine your credit scoreA credit score is a number that reflects your credit risk level, as determined by the credit reporting agency, typically with a higher number indicating lower risk.: payment history, amounts owed, length of credit historyA record of how a person has borrowed and repaid debts., new credit, and types of credit used. Each one of them must be addressed in order to get all the improvements possible. America’s Credit Doctor.com focuses on the inaccurate or obsolete items in particular: bankruptcies, foreclosuresWhen a debtor fails to meet his obligations to pay back a loan the lender can take back possession of any property (such as a house) used to secure repayment for the loan., collections, delinquent accountsAccounts classified according to the time past due., charge-offsAction of transferring accounts deemed uncollectible to a category such as “bad debt” or “loss.” Such accounts will usually continue to
