What fees are charged in a chapter 13 case?
There is a $274 fee charged when the case is filed, which may be paid in installments if necessary. In addition, the Chapter 13 trustee assesses a fee of 10 percent on all payments made by the debtor under the plan. Thus, if a debtor pays a total of $5,000 under a Chapter 13 plan, the total amount of fees charged in the case will be $774 (a $500 trustee’s fee, plus the $274 filing fee). These fees are in addition to the fee charged by the debtor’s attorney.
There is a $274 filing fee charged when the case is filed, which may be paid in installments if necessary. In addition, the chapter 13 trustee assesses a fee of 10 percent on all payments made by the debtor under the plan. Thus, if a debtor pays a total of $5,000 under a chapter 13 plan, the total amount of fees charged in the case will be $689 (a $500 trustee’s fee, plus the $274 filing fee). These fees are in addition to the fee charged by the debtor’s attorney.
There is a filing fee charged by the Court when the case is filed. The filing fee can be paid in installments as long as the Debtor has not filed a prior case where the filing fee was unpaid. In addition to the court costs, Debtors must pay for pre and post bankruptcy counseling, a credit report, attorney fees and fees charged by the Chapter 13 Trustee. Generally speaking, a Debtor can get into a Chapter 13 case, assuming the filing fee is to be paid in installments, with as little as $200 paid in advance. The ability to file a Chapter 13 case for little money down is one of the primary advantages of a Chapter 13 case.
