What Factors affect the Premium Price for Non Owned Auto Liability Insurance?
The factors that affect non owned auto liability insurance are the same factors that affect any auto liability insurance policy. The main factor is your driving record. Speeding tickets, accidents or reckless driving will raise your premiums. Additional factors will be the type of car you are driving. A sports car will be much more expensive to insure than a sedan. Your age and gender will have a slight affect on your rates as well. Keeping your driving record clean is the best thing you can do to keep your insurance rates low. A clean credit score will also help keep your premiums down. For more info, see Can I Get Car Insurance Coverage Without a Car?
