What expense does Identity Safeguards Protection Program cover?
Those enrolled are receiving credit monitoring for 24 months. If they become a victim of identity theft, participants will receive help from an Identity Safeguards Recovery Advocate to help restore their identity. They are also eligible for $50,000 in identity theft insurance coverage, which can provide lost income and expense reimbursement, with no deductible, to cover expenses (e.g., credit reports, legal fees for some civil suits, fees for refilling loan applications) related to the recovery process.(By law, this coverage is not available in New York). There are no additional charges for this service.